Questions advisors ask us.

Aptus is an independent investment adviser registered with the Securities and Exchange Commission, founded in 2013 and headquartered in Fairhope, Alabama. We build risk-managed, option-based strategies and provide investment support for independent financial advisors and their clients.

Financial advisors and the firms they work in: solo practitioners, multi-advisor teams, enterprises with an in-house CIO, and institutions. The advisor keeps the client relationship; we do the investment work behind it.

Five ways, with one underlying discipline. Managed portfolios at the portfolio level, custom option overlays and Box Spread Loans at the position level, active and buffered ETFs an advisor can hold directly, Shared CIO services at the practice level, and trading and operations support for the firm.

We were early to using options as a risk management tool rather than a speculative one. The goal is to keep clients invested through difficult markets by building better brakes into a portfolio, inside a fund, across an allocation, on a single position, or against the balance sheet.

The Investment Hub is our advisor site: market commentary and charts, manager and stock research, model details, and documents advisors can put on their own letterhead. Access is for financial professionals and is requested from the Investment Hub sign-in page.

At aptusetfs.com, which carries each fund’s prospectus, holdings and performance. The ETFs are distributed by Quasar Distributors, LLC.

As an SEC-registered investment adviser, Aptus owes a fiduciary duty to its advisory clients. Our Form ADV and Client Relationship Summary, linked from the Disclosures page, describe our services, fees and conflicts of interest.

These are full strategic allocations, with ongoing risk management embedded in individual strategies.

We’re always reviewing, but since most tactical adjustments can be done inside the Aptus ETFs the models typically require no more than a few tweaks per year.

We share updates from our Investment Hub at the time of any changes, along with trades to the independent advisor platforms.

Absolutely.

We work with many advisors to develop custom versions of the allocation template.

Yes, not only do we lean on tax-efficient ETFs, but portfolio-level trading is limited with the goal of minimized taxes.

Larger clients often like owning individual stocks, so we replace US Large Cap ETFs with a basket of 15-25 stocks that are high on our Yield + Growth list.

No, it’s at the discretion of the advisor.

Yes.

We work hard on simplifying language and are happy to work with you and your compliance team to build client-facing materials.

Our team has experience in all back-office areas, and regularly consult and even implement for a handful of advisor partners.

Yes, a huge focus area. Taxable accounts require special care and our plans often include multi-year transitions.

We have partnerships with Advyzon and Nitrogen to reduce advisor cost, and internal tools for easy, consistent instructions.

Absolutely, a win for you is a win for us and we’ll do reviews, proposals, client calls, whatever helps.

Allocation reviews, security research, custom portfolios, option overlays, and on-demand casework/proposals are key features of our relationships.