by JD Gardner | Jun 2, 2026 | Market Updates
This post is different. Maybe too different. I’m not sure why I’m writing it here, but these things have been heavy on my mind, so here it goes. My grandaddy has a 1976 Custom Deluxe Chevy K10. He went to be with Jesus a few years ago, but it’s still his truck. For 50...
by JD Gardner | Apr 17, 2026 | Blog, Market Updates
Originally a Content Hub post on Feb 4, 2026… Things are often made more complicated than they need to be. Take basketball as an example. Modern basketball analytics have created a whole new language within the sport. Outsiders have no clue what it means,...
by JD Gardner | Mar 3, 2026 | Investment Concepts
Technology is deflationary. While we have views you could argue with, this isn’t one of them. For example, the flat-screen TV you bought for $3,000 twenty years ago now costs $300 at Walmart. If left to their own devices, competitive markets lead to more productivity...
by JD Gardner | Feb 4, 2026 | Market Updates
Things are often made more complicated than they need to be. Take basketball as an example. Modern basketball analytics have created a whole new language within the sport. Outsiders have no clue what it means, and insiders waste time on stuff that doesn’t matter. Boy,...
by JD Gardner | Jan 7, 2026 | Market Updates
“CAGR” – we say that a lot, and for good reason. It stands for Compounded Annual Growth Rate. It’s how your wealth grows. Higher CAGR = Higher terminal wealth. Aptus’ focus is higher terminal wealth rather than the highest “risk-adjusted returns”. Traditional finance,...
