by JD Gardner | Dec 3, 2025 | Market Updates
When I was a kid, I assumed tomorrow would look like today. Mom, Dad, and my brothers all together under one roof. Sure, I thought about the future, but I just kinda thought the future would happen; I’d still be eating mom’s cooking and going to basketball games with...
by JD Gardner | Nov 4, 2025 | Market Updates
Top three cereals of all time, in no order: Feel free to disagree, but those are my GOATs when it comes to cereal. What’s not in my top three? Cheerios. While not my favorite, Cheerios are a solid and reliable choice and can be found in many pantries....
by JD Gardner | Oct 4, 2025 | Blog, Investment Concepts
We are witnessing a monetary regime change. I’m not sure investors fully appreciate what that means. I know we talk about a lot of stuff, but I’m focused on this single concept below as it strikes me as the single most important thing I could point out to long-term...
by JD Gardner | Aug 4, 2025 | Market Updates
This month’s post is designed to elaborate on our general thinking, but more specifically, on the release of our Purchasing Power Protection Sleeve (‘PPP’), which includes allocations to Bitcoin and Gold in a 70/30 respective split. Any of the content here can be more...
by JD Gardner | Jul 7, 2025 | Market Updates
Risk tolerance is used (a lot) in the wealth management space, and I’m not sure anybody thinks about what they are saying at this point. Here’s the gist of what is usually meant: Let’s say you are aggressive as an investor. That tends to mean you can stomach the value...
