by JD Gardner | Nov 4, 2025 | Market Updates
Top three cereals of all time, in no order: Feel free to disagree, but those are my GOATs when it comes to cereal. What’s not in my top three? Cheerios. While not my favorite, Cheerios are a solid and reliable choice and can be found in many pantries....
by JD Gardner | Oct 4, 2025 | Blog, Investment Concepts
We are witnessing a monetary regime change. I’m not sure investors fully appreciate what that means. I know we talk about a lot of stuff, but I’m focused on this single concept below as it strikes me as the single most important thing I could point out to long-term...
by JD Gardner | Aug 4, 2025 | Market Updates
This month’s post is designed to elaborate on our general thinking, but more specifically, on the release of our Purchasing Power Protection Sleeve (‘PPP’), which includes allocations to Bitcoin and Gold in a 70/30 respective split. Any of the content here can be more...
by JD Gardner | Jul 7, 2025 | Market Updates
Risk tolerance is used (a lot) in the wealth management space, and I’m not sure anybody thinks about what they are saying at this point. Here’s the gist of what is usually meant: Let’s say you are aggressive as an investor. That tends to mean you can stomach the value...
by JD Gardner | Jun 3, 2025 | Market Updates
There’s noise… so much noise. The headlines, data, and stuff that just don’t matter bombard investors. It’s our own dang fault. The noise only exists because there’s demand for it. Investors click on the bait and even make decisions off the emotions triggered by the...