by Brian Jacobs | Jul 20, 2026 | Blog, Investment Concepts
Not every dollar an investment pays out is income. And not every dollar is taxed the same (or, in some cases, taxed at all). Return of capital (RoC) does not change what an investment earns. It changes when the tax bill arrives for an investor and what that bill looks...
by Brian Jacobs | Jul 1, 2026 | Blog, Investment Concepts
You don’t earn your gross salary. The number on the offer letter and the number in your bank account are two different figures, and everyone understands the gap. Withholding comes out first. But the subtler trap comes when you receive a small raise. Picture a 3% bump...
by Brian Jacobs | Jun 5, 2026 | Blog, Investment Concepts
Three boom and bust stories from American capital history. None of them is a forecast for AI. Each is here for what it says about how a portfolio survives whichever outcome arrives. In the 1830s, every state legislature in America agreed that canals were the future...
by Brian Jacobs | May 28, 2026 | Blog, Investment Concepts
A farmer who needs 40,000 gallons of water a day has a few ways to get it. One is a faucet stuck in the on position. Water flows continuously into a trough whether the farmer is there to use it or not. The hot sun overhead evaporates a portion of every gallon on its...
by Marketing | Dec 9, 2025 | Market Notes, Media Notes
How structural innovation in ETFS is changing the way advisors manage risk
